San Diego Homes under $400,000

Welcome to the vibrant and sun-soaked subdivision of San Diego, California, where coastal charm meets urban sophistication! Nestled in the heart of San Diego County, this dynamic community offers an enviable lifestyle filled with endless opportunities for adventure, relaxation, and connection.

For those seeking affordable housing options in this sought-after area, you’ll be pleased to discover that there are homes available for under $400,000. This unique opportunity allows first-time buyers, young professionals, and families to embrace the San Diego lifestyle without breaking the bank. These homes often feature cozy layouts, modern amenities, and are conveniently located near local parks, schools, and shopping centers, making them ideal for anyone looking to settle down in this thriving community.

San Diego is renowned for its stunning beaches, picturesque landscapes, and year-round temperate climate, making it a paradise for outdoor enthusiasts and sun-seekers alike. From the lively Gaslamp Quarter to the serene shores of La Jolla, residents enjoy a rich array of cultural experiences, dining options, and recreational activities. With easy access to public transportation and major highways, commuting to work or exploring the greater Southern California region is a breeze.

Whether you’re looking to invest in your first home or seeking a charming retreat in a bustling city, San Diego offers a perfect blend of affordability and lifestyle. Come discover the possibilities that await you in this beautiful subdivision, where your dream home is just waiting to be found!

Newest San Diego Homes under $400,000

$209,900

2 Beds ⋅ 2 Baths ⋅ 260023975 MLS ⋅ The Cliffs BLDG.

Beautifully remodeled 2-bedroom,󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 2-bath manufactured home in The Cliffs, a desirable 55+ San Diego community near Mission Trails Regional Park. Offering approx. 967 sq ft, this move-in-ready home has undergone an extensive interior and exterior renovation. The bright, open living space features new luxury vinyl plank flooring, fresh interior paint, smooth ceilings, new baseboards and updated lighting, switches and outlets. The completely remodeled kitchen showcases new cabinetry, center island, quartz countertops and backsplash, recessed lighting and new stainless steel appliances, including refrigerator, oven, dishwasher and built-in microwave. Both bathrooms have been refreshed with refinished showers, new vanities and toilets, updated fixtures and plumbing, and recessed lighting. Three new energy-efficient 20 SEER ductless mini-split systems provide individually controlled heating and air conditioning. Major exterior improvements include a complete new roof, fresh exterior paint, new vinyl retrofit windows in designated areas, new front and rear entry doors, exterior lighting and additional improvements. Enjoy low-maintenance living near Mission Trails Regional Park, shopping, dining, recreation and freeway access. Park approval required.

4846 Old Cliffs Rd, Del Cerro

Listing courtesy of Listing Agent: Eduardo Hernandez (619-371-8888) from Listing Office: Serhant California, Inc..

6650 Amherst St Unit 18B, Talmadge/San Diego Central

$225,000

1 Beds ⋅ 1 Baths ⋅ 260023806 MLS ⋅ Amherst Springs BLDG.

Enjoy comfortable living󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 in this 1-bedroom, 1-bathroom San Diego condo, featuring laminate/tile flooring, recessed lighting, a private balcony, quartz countertops, and classic subway tile. There is also a washer/dryer combo in the kitchen, so no need for community laundry. Located in a 55+ community, this home offers a welcoming space to relax and enjoy the Southern California lifestyle.

6650 Amherst St Unit 18B, Talmadge/San Diego Central

Listing courtesy of Listing Agent: Ryan J Ahearn (619-540-2634) from Listing Office: eXp Realty of California, Inc..

$389,000

1 Beds ⋅ 2 Baths ⋅ 260023742 MLS ⋅ Park View BLDG.

San Diego downtown󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 Cortez Hill area condo. Peaceful Courtyard unit w/South facing City view and loads of Natural Light, 3rd floor w/elevator, full size indoor laundry, granite kit, 1.5 baths, spacious rooms, and closets, bamboo flooring throughout, 19ft patio/balcony with 2 sliders + NEWER $8500 Central heat and AC upgrade. 1 underground space + secure BIKE/Storage room in UG area. Low HOW fees; Plenty of free parking out front and city resident parking permit available for 2second car if needed. This is a Bargain.

1650 8th Ave Unit 302, Downtown

Listing courtesy of Listing Agent: Valerie Bushree (619-339-1875) from Listing Office: Berkshire Hathaway HomeServices California Properties.

$285,000

2 Beds ⋅ 2 Baths ⋅ 260023572 MLS ⋅ De Anza Villas BLDG.

Well cared for󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 De Anza Villas unit close to the heated pool! This home has upgraded Saltillo tile floor and dual pane windows throughout. The front patio faces South and is walled in for privacy. The large back patio faces North out to the courtyard and pool/spa area with beautiful views of the mountains. This home is offered mostly furnished and is ready to move in at close of escrow!

1682 Montezuma Ct Unit 13, Borrego

Listing courtesy of Listing Agent: David K Cragoe (619-741-6400) from Listing Office: Road Runner Realty.

5252 Orange, Unit 421, Talmadge/San Diego Central

$350,000

1 Beds ⋅ 1 Baths ⋅ 260023475 MLS ⋅ 5252 Orange BLDG.

Welcome to this󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 beautifully maintained 1 bedroom, 1 bathroom condo located in a highly desirable neighborhood. Perfectly situated near UCSD, Colina park, tennis/pickleball courts, golf course, and with easy freeway access this home offers both comfort and convenience. Located within a fully gated community, enjoy a community pool and fitness center. With 2 assigned parking spots and washer/dryer in unit, whether you're a first-time homebuyer, downsizing, or looking for an investment, this condo offers a combination of location, security, and lifestyle.

5252 Orange, Unit 421, Talmadge/San Diego Central

Listing courtesy of Listing Agent: Codis B Harvey III (619-994-7955) from Listing Office: Harcourts One.

$329,900

3 Beds ⋅ 2 Baths ⋅ 260023381 MLS ⋅ Leisureland BLDG.

Brand New 2026󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 home in a sought-after 55+ community! Step into a bright, airy open floor plan that maximizes both space and light, ideal for comfortable living and entertaining. The gourmet kitchen boasts all-new stainless steel appliances, upgraded cabinetry, sleek countertops with modern backsplash, and a spacious island perfect for gatherings. Enjoy recessed lighting and soaring 9-foot flat ceilings throughout. Retreat to the expansive primary suite, featuring a walk-in closet and a luxurious tiled shower in the ensuite bathroom. With quick access to multiple freeways, this home is perfectly positioned in a peaceful, private valley—offering both convenience and tranquility.

1951 47th St Unit 71, Encanto

Listing courtesy of Listing Agent: Nathan M Jones (619-339-0170) from Listing Office: Omni Real Estate, Inc..

6394 Rancho Mission Rd Unit 121, Mission Valley

$315,000

1 Beds ⋅ 1 Baths ⋅ 260023179 MLS ⋅ Friars Pointe BLDG.

Currently the lowest󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 priced condo in Mission Valley, with HOA dues well below the others in the area! This ground level one bedroom, one bath home at Friars Pointe offers new appliances, a water filtration system, and room to add your personal touch. Enjoy the pool, spa, and clubhouse. Less than half a mile to Snapdragon Stadium, with restaurants and shopping a short walk away. Easy access to the trolley, SDSU, and the 8 and 15. Low cost ownership in one of San Diego's most connected neighborhoods!

6394 Rancho Mission Rd Unit 121, Mission Valley

Listing courtesy of Listing Agent: Lisa M Santos (619-306-0009) from Listing Office: eXp Realty of California, Inc..

$399,000

1 Baths ⋅ 260023162 MLS ⋅ The Breeze BLDG.

Coastal living at󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 its best! This bright and inviting studio is just steps from the Imperial Beach Pier, sandy beaches, shops, restaurants, and parks. Enjoy ocean breezes and natural light throughout the day. Features include granite countertops, travertine tile flooring, built-in washer and dryer, and a Murphy bed with a retractable privacy wall for flexible living. The Brigantine is right around the corner for dining and happy hour. Whether you're looking for a beach getaway, investment property, or affordable coastal home, this charming studio offers the perfect blend of comfort, convenience, and location. MUST SEE!!

124 Eler Unit D, Imperial Beach

Listing courtesy of Listing Agent: Joseph P Tontz (619-948-6689) from Listing Office: Tontz Realty & Managment.

$299,999

2 Beds ⋅ 1 Baths ⋅ SW26201789 MLS

Centrally located 2󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 bed / 1 bath condo at an unheard-of San Diego price! Prime location with unbeatable access to both the 94 and 805 freeways ideal whether you're commuting to local military bases, heading downtown, or exploring the coast. Don't let "mid-repair" scare you off: the kitchen is fully functional today, with plumbing, power, and appliances all in working order. What's left is cosmetic drywall and cabinets still need to be installed, and the seller has all the material on site and ready to go, so a new owner can finish the space to their own taste without hunting down materials. Sold strictly as-is. The complex offers a sparkling community pool, relaxing spa, on-site basketball court, and convenient assigned parking. Don't miss this one bring your contractor, your creativity, and your best offer! Centrally located 2 bed / 1 bath condo at an unheard-of San Diego price! Prime location with unbeatable access to both the 94 and 805 freeways ideal whether you're commuting to local military bases, heading downtown, or exploring the coast. Don't let "mid-repair" scare you off: the kitchen is fully functional today, with plumbing, power, and appliances all in working order. What's left is cosmetic drywall and cabinets still need to be installed, and the seller has all the material on site and ready to go, so a new owner can finish the space to their own taste without hunting down materials. Sold strictly as-is. The complex offers a sparkling community pool, relaxing spa, on-site basketball court, and convenient assigned parking. Don't miss this one bring your contractor, your creativity, and your best offer!

1605 Pentecost Unit 8, East San Diego

Listing courtesy of Listing Agent: Sebastian Winfield (619-888-9239) from Listing Office: LPT Realty, Inc.

$265,000

2 Beds ⋅ 2 Baths ⋅ 260021887 MLS ⋅ The Cliffs Mhp BLDG.

Tastefully Upgraded, Move in Ready, just steps from the Pool and Hot Tub. The Cliffs, 55+ MHP, is just minutes from AB golf Course and Mission Trails Regional Park. This gorgeous 2013 manufactured home has over 1300 sf of living space, recently leveled the exterior features shingle roof, leaf gutters, on demand tankless hot water heater, mobility ramp, and storage shed. The covered trex deck front porch is perfect for viewing sunsets. Interior features a vaulted ceiling, ceiling fans, a north facing dormer, newer warm luxury vinyl plank flooring throughout, central AC and dedicated inset TV wall. Well-designed kitchen with soft close drawers, pantry, pull out shelves, lazy Susan corner cabinet, and sheet pan cabinets. Super double undermount composite sink, newer matching Whirlpool appliances, and tasteful counter tops. Eat at the island or the sundrenched dining room. Newer full-size washer and dryer in the separate laundry. Guest bathroom is adorned with matching beadboard vanity, new fixtures, and one piece fiberglass tub/shower. Large primary bedroom has walk-in closet, Calif. custom cabinets, including jewelry drawer and laundry hamper, en suite with separate toilet , two sinks, step in shower and plenty of storage. Community amenities include a heated swimming pool, spa, two clubhouses, shuffleboard, and more. (LBL8065)

4922 1/2 Old Cliffs Rd, Del Cerro

Listing courtesy of Listing Agent: Laura Barbusca (619-846-8562) from Listing Office: Schreiber Realty.

$269,000

2 Beds ⋅ 2 Baths ⋅ 260021885 MLS ⋅ The Cliffs Mhp BLDG.

Stunning and sophisticated, 2BR, 2BA, sanctuary located near Mission Valley in The Cliffs Senior (55/21) Mobile Home Park. Elegantly remodeled with attention to details that matter. The freshly painted exterior, new roof coating, dual glazed vinyl windows & french door entry, two car off street parking, semi-private patio, porcelain tiled entry deck, are just some of the exterior features. Drought tolerant plants, stone walkway, storage shed and super cool bonus room with natural light and private entrance can be the art, pilates, crafting, or remote work studio. The interior features a thoughtfully designed open floor plan, new LED ceiling lights, selective drywall, texture, fresh paint, luxury vinyl plank flooring throughout and two remote control mini split Air Conditioners. Gorgeous new kitchen cabinets, hardware, all new full size stainless steel appliances, veined solid surface countertops, backsplash, and functional island with wine cooler nestled below. Custom full wall built cabinet with fluted glass and enhanced backlighting. The separate laundry has a brand new stackable washer and dryer, and adjacent upper and lower storage cabinets. Custom tiled step in guest shower, vanity, counter, and lighting is absolutely gorgeous! Guest bedroom is bright, of ample size, with a large closet. Wall to wall primary bedroom with gorgeous floating two sink vanity, elegant lighting, private custom tile step in shower with built in seating! Plenty of storage, plenty of parking, and annual registration means plenty of value!

4942 1/2 Old Cliffs Rd, Del Cerro

Listing courtesy of Listing Agent: Laura Barbusca (619-846-8562) from Listing Office: Schreiber Realty.

$245,900

2 Beds ⋅ 2 Baths ⋅ 260021736 MLS ⋅ Leisureland BLDG.

Welcome to this beautifully remodeled, spacious home featuring an open-concept floor plan, private yard, in-home laundry, and a desirable location within Leisureland Mobile Villa. Thoughtfully updated with a fresh, modern feel, the home offers approximately 1,460 sq. ft. of living space, per seller estimate. The updated interior features a stylish kitchen, stainless steel appliances and fixtures, waterproof flooring, drywall finishes, roller blinds, mirrored closet doors, air conditioning, and a full-size stacked washer and dryer. The versatile bathroom layout includes two toilets, with a shower in one room and a tub in another. Outside, enjoy your own private backyard, front and rear porches, a spacious storage shed, and a covered carport with room for up to three vehicles. The roof has also been sealed with a five-year warranty, and the home has previously been tented for termites. Tucked alongside Chollas Creek and adjacent to dedicated natural open space, this well-maintained 55+ community offers a peaceful setting while remaining centrally located in San Diego. Community amenities include a heated pool, sauna, clubhouse with billiards, laundry facilities, car wash area, library, and nearby hiking trails. Convenient access to shopping, dining, and the 805, 94, and 15 freeways makes getting around San Diego a breeze. Land lease is approximately $1,505.13 per month. No HOA fees, just the monthly land lease. Monthly fee for trash and recycling is $34.57. Community is owner-occupied only; at least one resident must be 55+, with all other occupants over 18.

1951 47th St Unit 83, Golden Hill

Listing courtesy of Listing Agent: Max Folkers (619-977-8364) from Listing Office: RE/MAX Pacific.

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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