San Diego Central Homes under $500,000

Welcome to San Diego Central, a vibrant and diverse region nestled in the heart of sunny California. Known for its stunning coastal views, year-round pleasant climate, and a rich cultural tapestry, San Diego Central is the perfect place for those seeking both adventure and tranquility. This area boasts a unique blend of urban sophistication and laid-back beach vibes, making it a desirable destination for families, young professionals, and retirees alike.

One of the most appealing aspects of San Diego Central is its accessibility to homes under $500,000. Yes, you read that right! While many coastal cities are known for their soaring real estate prices, San Diego Central offers a variety of affordable housing options that cater to different lifestyles. From charming bungalows to modern condos, you can find the perfect abode that suits your needs without breaking the bank.

Imagine waking up to the sound of ocean waves, enjoying a morning coffee at a local café, or taking a leisurely stroll through one of the many parks in the area. San Diego Central is not just about beautiful homes; it’s also about a vibrant community filled with art galleries, unique shops, and delightful eateries. With easy access to public transportation, you can explore everything this dynamic city has to offer, from the historic Gaslamp Quarter to the scenic Balboa Park.

In San Diego Central, you’ll discover that affordable living doesn’t mean compromising on quality or lifestyle. Come and explore your future home in this enchanting region, where the sun shines bright, and opportunities abound!

Newest San Diego Central Homes under $500,000

$485,000

2 Beds ⋅ 1 Baths ⋅ PTP2607485 MLS

This beautiful townhome󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 feels like a single family home and is only attached by one wall. Single Story corner unit with a large private patio with artificial turf to entertain family and friends and just around the corner, access to a barbecue area, playground, pool, and recreation area. This cozy 2 bedroom and 1 bath with a spacious open living area and kitchen with granite countertops and updated cabinets is a must see. Indoor laundry in hallway closet. One unattached assigned carport and one assigned parking space is just a few steps away. Located right off Alta View and walking distance to shopping, restaurants and transportation and just minutes away from State Route 54, between Interstate 805 and State Route 125. A park, shopping, restaurants, and public transportation are within walking distance. This beautiful townhome feels like a single family home and is only attached by one wall. Single Story corner unit with a large private patio with artificial turf to entertain family and friends and just around the corner, access to a barbecue area, playground, pool, and recreation area. This cozy 2 bedroom and 1 bath with a spacious open living area and kitchen with granite countertops and updated cabinets is a must see. Indoor laundry in hallway closet. One unattached assigned carport and one assigned parking space is just a few steps away. Located right off Alta View and walking distance to shopping, restaurants and transportation and just minutes away from State Route 54, between Interstate 805 and State Route 125. A park, shopping, restaurants, and public transportation are within walking distance.

2883 Casey St Unit B, Paradise Hills

Listing courtesy of Listing Agent: Lina Keene (619-508-2005) from Listing Office: Action Real Estate.

6333 College Grove Way Unit 6102, Talmadge/San Diego Central

$440,000

2 Beds ⋅ 2 Baths ⋅ NDP2609249 MLS

Welcome home to󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 this cozy 2-bedroom, 1.5-bath townhome in the desirable Lake Park Villa community, offering the added privacy of no neighbors above or below. Step inside to a spacious living area featuring stylish vinyl plank flooring and a comfortable, inviting layout. The kitchen offers maple cabinetry, granite countertops, stainless steel appliances, and plenty of space for everyday living and entertaining. A convenient half bath, additional storage beneath the stairs, and a private patio complete the first floor. Upstairs, youll find two generously sized bedrooms with mirrored closet doors and ceiling fans, along with a full bath. Fresh interior paint and brand-new carpet throughout give the home a clean, move-in-ready feel. Enjoy the convenience of one assigned parking space plus an additional parking permit. Lake Park Villa offers community laundry, two swimming pools, mature trees, and expansive grassy areas that create a peaceful, park-like setting. Ideally located near Chollas Lake Park with easy access to shopping, dining, fitness, and everyday conveniences, including Target, Sams Club, Walmart, and more. A wonderful opportunity to own a beautifully updated townhome in a convenient San Diego location. Welcome home to this cozy 2-bedroom, 1.5-bath townhome in the desirable Lake Park Villa community, offering the added privacy of no neighbors above or below. Step inside to a spacious living area featuring stylish vinyl plank flooring and a comfortable, inviting layout. The kitchen offers maple cabinetry, granite countertops, stainless steel appliances, and plenty of space for everyday living and entertaining. A convenient half bath, additional storage beneath the stairs, and a private patio complete the first floor. Upstairs, youll find two generously sized bedrooms with mirrored closet doors and ceiling fans, along with a full bath. Fresh interior paint and brand-new carpet throughout give the home a clean, move-in-ready feel. Enjoy the convenience of one assigned parking space plus an additional parking permit. Lake Park Villa offers community laundry, two swimming pools, mature trees, and expansive grassy areas that create a peaceful, park-like setting. Ideally located near Chollas Lake Park with easy access to shopping, dining, fitness, and everyday conveniences, including Target, Sams Club, Walmart, and more. A wonderful opportunity to own a beautifully updated townhome in a convenient San Diego location.

6333 College Grove Way Unit 6102, Talmadge/San Diego Central

Listing courtesy of Listing Agent: Chantalle O Donnell (760-945-8600) from Listing Office: First Team Real Estate.

4545 Collwood, Unit 14, Talmadge/San Diego Central

$399,000

2 Beds ⋅ 2 Baths ⋅ 260024130 MLS ⋅ Collwood Townhomes BLDG.

An incredible opportunity󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 to own in San Diego at an approachable price point! Offered at $399,000, this spacious 2-bedroom, 2-bath townhome features 1,120 square feet of comfortable living space and a functional layout with plenty of room to make it your own. The two-story floor plan provides great separation between living and sleeping areas, while generously sized rooms offer flexibility for everyday living, entertaining, working from home, or hosting guests. With two full bathrooms, the home is well suited for a variety of lifestyles, whether you're a first-time buyer, looking to downsize, or searching for an investment opportunity. The community offers desirable amenities including a refreshing pool and convenient on-site laundry facilities. Adding even more value, this unit comes with two dedicated parking spaces—a great feature for San Diego living. With its spacious floor plan, community amenities, and attractive $399,000 price, this townhome presents an excellent opportunity to enter the San Diego real estate market and create a space of your own.

4545 Collwood, Unit 14, Talmadge/San Diego Central

Listing courtesy of Listing Agent: Patrick H Mercer (619-846-2083) from Listing Office: Keller Williams La Jolla.

$379,000

1 Beds ⋅ 1 Baths ⋅ 260024115 MLS ⋅ Park Overlook Villa BLDG.

Great opportunity in󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 a well-maintained complex in a highly desirable neighborhood. This unit offers excellent potential for a buyer looking to renovate and make it their own. The interior is in need of updating and repairs and is priced with its current condition in mind. Bring your ideas and create a space that fits your style. A great opportunity for an owner-occupant, investor, or buyer looking for a value-add property in a fantastic location.

3951 Idaho St Unit 5, North Park

Listing courtesy of Listing Agent: Ronald Mark Chrisman (619-806-7003) from Listing Office: Cal State Realty Services.

1611 Pentecost Way Unit 3, East San Diego

$370,000

2 Beds ⋅ 1 Baths ⋅ 260024065 MLS ⋅ Harbor Vista Condominiums BLDG.

Updated 2BR/1BA condo󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 in gated community featuring wood-style flooring, remodeled kitchen with white shaker cabinets, black counters, and stainless steel appliances, plus updated bath. Community pool, lounge area, and on-site laundry. Convenient San Diego location near shopping, dining, schools, and freeways. Move-in ready and ideal for owner-occupants or investors.

1611 Pentecost Way Unit 3, East San Diego

Listing courtesy of Listing Agent: (619-616-1154) from Listing Office: Premier Properties Advisors.

$499,000

2 Beds ⋅ 1 Baths ⋅ 260024036 MLS

Opportunity awaits at󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 4184 San Miguel Avenue! Situated on a generous 6,630 SF lot, this 2 bed, 1 bath home offers an exciting opportunity for investors, developers, or buyers looking to create something of their own. The existing residence provides a great starting point for a thoughtful renovation, while the expansive lot opens the door to additional possibilities, including potential expansion or an ADU. Located on a great residential street, the property offers the space and flexibility that can be difficult to find. This is a chance to unlock significant potential and bring your vision to life.

4184 San Miguel, Logan Heights

Listing courtesy of Listing Agent: Kristina D Quesada (619-840-4550) from Listing Office: Douglas Elliman of California, Inc..

$425,000

1 Beds ⋅ 1 Baths ⋅ 260024034 MLS ⋅ Beacon Point BLDG.

Welcome to 4120󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 Kansas St #7 in San Diego's iconic North Park neighborhood is one of those rare gems that simply needs the right person to recognize what is in front of them. This beautifully remodeled first floor 1 bedroom, 1 bathroom condo is move in ready and loaded with upgrades that punch well above its price point. Custom arches add architectural character you, hardwood style flooring flows throughout the living space, complemented by large windows that flood the home with natural light making it extremely welcoming. The kitchen is a genuine showstopper. Rich dark cabinetry meets granite countertops, state of the art Samsung smart appliances, and a stunning Tiffany inspired chandelier that makes the whole space feel curated and intentional. The electric fireplace in the living area adds warmth and ambiance for those cooler North Park evenings. The bedroom features a large closet with built in shelving that keeps everything organized and within reach. The bathroom has been beautifully updated with a rainfall shower, designer vanity, modern fixtures, and tasteful tile accents that feel more boutique hotel than a condo. Just beyond your front door, a shimmering community pool on site laundry, private parking, a gated community, and a low HOA fee round out a package that makes everyday life genuinely easy. And of course we have the location. North Park is one of the most walkable and sought after urban neighborhoods, putting next door to world class coffee, trendy restaurants, buzzing night life and local boutiques that make weekend mornings feel like an adventure.

4120 Kansas St Unit 7, North Park

Listing courtesy of Listing Agent: Michael Proctor (619-843-4931) from Listing Office: eXp Realty of California, Inc..

$349,000

1 Beds ⋅ 1 Baths ⋅ PTP2607442 MLS

Perched on the󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 top floor, this one-bedroom condo puts you right in the heart of Golden Hill and yes, you can practically smell the coffee. Multiple coffee shops, restaurants, and the market are all less than a 10-minute stroll away, while Downtown, Balboa Park, South Park and freeway access are within a mile. Talk about a commute you'll actually enjoy. Step inside and stretch out: soaring ceilings, a spacious bedroom and bathroom with generous storage, and a private balcony made for morning coffee or unwinding after work. Ceiling fans keep things breezy, stainless appliances and hardwood floors bring the style, and fiber internet keeps you connected at lightning speed. Bonus: two parking spaces in a gated underground garage a rare find in this location. Come see it before it's gone! Perched on the top floor, this one-bedroom condo puts you right in the heart of Golden Hill and yes, you can practically smell the coffee. Multiple coffee shops, restaurants, and the market are all less than a 10-minute stroll away, while Downtown, Balboa Park, South Park and freeway access are within a mile. Talk about a commute you'll actually enjoy. Step inside and stretch out: soaring ceilings, a spacious bedroom and bathroom with generous storage, and a private balcony made for morning coffee or unwinding after work. Ceiling fans keep things breezy, stainless appliances and hardwood floors bring the style, and fiber internet keeps you connected at lightning speed. Bonus: two parking spaces in a gated underground garage a rare find in this location. Come see it before it's gone!

2650 Broadway 309 Unit 309, Golden Hill

Listing courtesy of Listing Agent: William Peterson (619-517-5558) from Listing Office: United Real Estate San Diego.

6650 Amherst St Unit 18B, Talmadge/San Diego Central

$225,000

1 Beds ⋅ 1 Baths ⋅ 260023806 MLS ⋅ Amherst Springs BLDG.

Enjoy comfortable living󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 in this 1-bedroom, 1-bathroom San Diego condo, featuring laminate/tile flooring, recessed lighting, a private balcony, quartz countertops, and classic subway tile. There is also a washer/dryer combo in the kitchen, so no need for community laundry. Located in a 55+ community, this home offers a welcoming space to relax and enjoy the Southern California lifestyle.

6650 Amherst St Unit 18B, Talmadge/San Diego Central

Listing courtesy of Listing Agent: Ryan J Ahearn (619-540-2634) from Listing Office: eXp Realty of California, Inc..

$439,000

1 Beds ⋅ 1 Baths ⋅ PTP2607354 MLS

Incredible Hillcrest Home󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 with Upgraded Features and an Unbeatable Location! Welcome to this beautifully upgraded home in the heart of Hillcrest, one of San Diegos most desirable and vibrant neighborhoods. Enjoy being just minutes from Hillcrests fabulous restaurants, shopping, entertainment, and everyday conveniences, as well as UCSD Medical facilities and Scripps Mercy Hospital. This inviting home features an upgraded kitchen with crisp white cabinetry, quartz countertops, stainless steel appliances, and beautiful views from the kitchen windows. The main living areas showcase gorgeous wood flooring, while the bedrooms feature newer flooring for a fresh, updated feel. The spacious living and dining area opens to a wonderful balcony, creating the perfect spot to enjoy your morning coffee or relax at the end of the day. The primary bedroom offers its own private outdoor balcony/patio, providing additional space to enjoy San Diegos beautiful climate. Parking is a fantastic bonus, with one space directly in front of the home plus an additional space in the garage, plus storage. Whether youre looking for a wonderful personal residence, a pied--terre, or an investment property, this home offers an exceptional combination of location, upgrades, outdoor space, parking, and value. Come see this wonderful Hillcrest property and discover all it has to offer pools, tennis courts, rec center, much more. Incredible Hillcrest Home with Upgraded Features and an Unbeatable Location! Welcome to this beautifully upgraded home in the heart of Hillcrest, one of San Diegos most desirable and vibrant neighborhoods. Enjoy being just minutes from Hillcrests fabulous restaurants, shopping, entertainment, and everyday conveniences, as well as UCSD Medical facilities and Scripps Mercy Hospital. This inviting home features an upgraded kitchen with crisp white cabinetry, quartz countertops, stainless steel appliances, and beautiful views from the kitchen windows. The main living areas showcase gorgeous wood flooring, while the bedrooms feature newer flooring for a fresh, updated feel. The spacious living and dining area opens to a wonderful balcony, creating the perfect spot to enjoy your morning coffee or relax at the end of the day. The primary bedroom offers its own private outdoor balcony/patio, providing additional space to enjoy San Diegos beautiful climate. Parking is a fantastic bonus, with one space directly in front of the home plus an additional space in the garage, plus storage. Whether youre looking for a wonderful personal residence, a pied--terre, or an investment property, this home offers an exceptional combination of location, upgrades, outdoor space, parking, and value. Come see this wonderful Hillcrest property and discover all it has to offer pools, tennis courts, rec center, much more.

4290 5th, Mission Hills

Listing courtesy of Listing Agent: Pamela Ratcliffe (619-981-5606) from Listing Office: Coldwell Banker West.

1631 Bayview Heights Dr Unit 12, East San Diego

$325,000

1 Beds ⋅ 1 Baths ⋅ 260023791 MLS ⋅ Las Palmas Villas BLDG.

Move-In Ready Oak󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 Park Condo in the Gated Las Palmas Villas with Low HOA! Welcome home to this upstairs 1 bed, 1 bath condo. At 521 sq ft, the open, functional layout makes the most of every inch, and it's ready for you to move right in. The upgraded kitchen is the heart of the home, with granite countertops, an accented backsplash, shaker-style cabinetry, and stainless steel appliances. Recessed and pendant lighting over the eat-in bar makes it a great spot for morning coffee or casual dinners. The bathroom has been tastefully updated with a quartz countertop vanity and a custom tiled shower. The spacious bedroom features a large walk-in closet with plenty of room for storage. Las Palmas Villas is a gated, community with some of the lowest HOA dues around. Dues cover water, trash, and general maintenance, and on-site laundry facilities add everyday convenience. The location is hard to beat. You're about 10 minutes from downtown San Diego and Petco Park, with quick access to the 94 and 805 for an easy commute. Downtown restaurants, entertainment, and coffee shops are just a short drive away. Whether you're a first-time buyer or an investor, this condo offers low-maintenance living, a central location, and a lot of value.

1631 Bayview Heights Dr Unit 12, East San Diego

Listing courtesy of Listing Agent: James M Buksa (619-454-5755) from Listing Office: Mission Realty Group.

4521 55th St Unit 2, Talmadge/San Diego Central

$450,000

2 Beds ⋅ 2 Baths ⋅ 260023746 MLS ⋅ Summit Place BLDG.

This inviting 2-bedroom,󠃳󠂠󠂀󠂠󠃢󠂁󠂢󠃢󠂁󠂣󠃢󠂁󠂣󠃍󠂏󠃍󠂏 2-bath ground-floor condo near SDSU offers a rare combination of comfort, convenience, and private outdoor space in the highly desirable Summit Place community. Inside, impressive 10-foot ceilings create an open, airy feel and help the home live larger than its footprint. The layout includes a private patio, an especially valuable feature for pet owners or anyone who enjoys having an easy-access outdoor retreat. The home also comes with both a garage and a designated parking space, adding convenience that is hard to find this close to campus. Located just minutes from San Diego State University, the property offers easy access to restaurants, shopping, everyday conveniences, and major freeways, making it a great option for buyers looking for a central San Diego location with practical amenities and a more private, residential feel.

4521 55th St Unit 2, Talmadge/San Diego Central

Listing courtesy of Listing Agent: Kc Kruger (858-705-7151) from Listing Office: First Source Realty.

Start Your Search

This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS®. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2026 San Diego MLS®,

Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

Last updated: