Plano Homes under $400,000

Welcome to Plano, Texas – a vibrant city nestled in the heart of Collin County, renowned for its rich blend of culture, community, and convenience. With its strategic location just north of Dallas, Plano offers residents the perfect balance of suburban tranquility and urban accessibility. The city boasts a thriving economy, excellent schools, and a variety of recreational amenities, making it an ideal place for families, professionals, and retirees alike.

One of the most enticing aspects of living in Plano is the diverse real estate market, particularly for those seeking homes under $400,000. Whether you're a first-time homebuyer or looking to downsize, you'll find a range of charming properties that cater to various lifestyles and preferences. From cozy townhomes to spacious single-family residences, Plano's housing options provide both comfort and affordability without compromising on quality.

The city's neighborhoods are characterized by tree-lined streets, well-maintained parks, and a strong sense of community. Residents enjoy easy access to shopping, dining, and entertainment, with the popular Shops at Legacy and the Plano Legacy West area offering an array of options just a stone's throw away. Plus, with numerous trails and green spaces, outdoor enthusiasts can revel in the beauty of nature right at their doorstep.

In Plano, you’re not just buying a home; you’re investing in a lifestyle. With homes under $400,000, your dream of living in this dynamic city can become a reality. Explore the possibilities and discover why Plano is the perfect place to call home!

Newest Plano Homes under $400,000

$295,000

3 Beds ⋅ 2 Baths ⋅ 21402849 MLS

This home has 3 bedrooms, 2 full baths, 1 large living area and 1 family room with fireplace. Ceiling fans are at each bedroom, living room and family room. New carpets, new Master bathroom exhaust fan with light and freshly painted interior. HVAC is heat pump, it's more efficient than furnace. Refrigerator, washer and dryer to stay. Close to US 75, shopping and restaurants.

908 Cross Bend Rd, Plano

Listing courtesy of May Yeh from Fortune Realty. Contact: 972-680-8880

$325,000

3 Beds ⋅ 3 Baths ⋅ 21401639 MLS

Beautifully updated townhome in the desirable Glenridge Estates community, offering 3 bedrooms, 2 and a half baths, and a thoughtfully designed floor plan filled with natural light. Soaring cathedral ceilings and a stunning wall of windows create an inviting, open atmosphere in the main living area. The spacious living and dining areas feature beautiful wood flooring, while designer paint throughout provides a fresh, modern feel. The kitchen is equipped with stainless steel appliances, a porcelain tile backsplash, glass front cabinetry, upgraded lighting, and convenient access to a versatile dining area with space for a coffee bar or home office. Upstairs, all three bedrooms offer plush carpeting for added comfort. The generously sized primary suite features a walk in closet and an ensuite bath with a separate shower and jetted tub. The additional upstairs bathroom showcases marble look tile, while tile flooring is featured in all wet areas. Wood blinds and upgraded lighting with ceiling fans throughout add both style and functionality. A large laundry room and spacious walk in pantry provide excellent storage. Outside, the fenced backyard with patio offers a great space for grilling, relaxing, or entertaining. The property also includes a private two car garage with an extended driveway for additional parking. Enjoy convenient access to the community pool and a quiet neighborhood setting close to shopping, dining, and entertainment. Easy access to US75, PGBT, and SH121 makes commuting throughout the area convenient. Approximately 25 to 30 minutes from both Dallas Love Field Airport and DFW International Airport, offering convenient access for business and leisure travel.

936 Cypress Creek Dr, Plano

Listing courtesy of Keleisha Anderson from The Vibe Brokerage, LLC. Contact:

$400,000

3 Beds ⋅ 2 Baths ⋅ 21393809 MLS

Welcome to 1515 Cherokee Trail, a charming single-story home. Sitting on a corner .2 acre lot in an established Plano neighborhood. Offering 3 bedrooms, 2 full bathrooms, and approximately 1,989 square feet, this home features two spacious living areas with natural light and plenty of flexibility for relaxing, entertaining, or creating a dedicated workspace. The functional layout makes everyday living comfortable, while the inviting setting adds to the home’s appeal. Discover the space and possibilities this Plano home has to offer!

1515 Cherokee Trl, Plano

Listing courtesy of Laura Munoz from Monument Realty. Contact: 469-918-6130

$319,900

3 Beds ⋅ 2 Baths ⋅ 21400641 MLS

Single story amazing fully remodeled home in the heart of Plano with No HOA. this property features an open concept with kitchen and big island countertops, lightning features, two full beautiful renovated bathrooms, fresh interior and exterior paint, a perfect blend of style and comfort with a nice new home ambiance, step outside and enjoy a large private backyard with a covered patio ideal for family and friends gatherings, a rare combination of updates, space and convenience, ready to move in, do not miss this opportunity to own this lovely home. convenient located near major highways, Schools, Dart ,restaurants, shopping. etc.

1705 Japonica Ln, Plano

Listing courtesy of Alex Moreno from Ultima Real Estate. Contact: 214-457-3056

$349,900

6 Beds ⋅ 5 Baths ⋅ 21400716 MLS

Welcome to 2821 Piedra Dr, a spacious 6-bedroom, 4.5-bath two-story home nestled in the Independence Square subdivision of Plano, TX. This property presents a rare investment opportunity in one of Plano's most established neighborhoods, offering a generous 3,348 square foot layout with a two-car garage and fenced backyard! Located in Collin County, Plano is one of the Dallas-Fort Worth metroplex's most desirable cities, known for its top-rated schools, thriving corporate corridor, and convenient access to US-75 and the Dallas North Tollway. Whether you're an investor looking to add value or a buyer with a vision, this property offers tremendous upside potential in a strong and established market. Schedule your showing today!

2821 Piedra Dr, Plano

Listing courtesy of Robert Salmons from Entera Realty LLC. Contact: 888-216-6364

$385,000

3 Beds ⋅ 2 Baths ⋅ 21400577 MLS

Step inside this beautiful home where mid-century charm meets modern ease. Tucked away on a quiet, peaceful cul-de-sac, this 1968 immaculately maintained 3-bedroom, 2-bathroom ranch offers a rare blend of preserved history and thoughtful lifestyle updates. The well-maintained lawn, and beautiful pecan trees will welcome you. The original white oak flooring stretches across an open floorplan. A modern update opened the wall between the dining room and living area, allowing a view of the fireplace and the back yard from the patio French doors. The kitchen’s charm is its original real wood cabinets, offering a level of craftsmanship rarely seen today, complimented with stainless steel appliances with a stunning gas cooktop. The walk-in pantry includes storage shelves and a charming counter with sink. Every corner of this home whispers comfort and utility. Quaint built-in shelving and dedicated linen closets provide ample storage. Both bathrooms feature their original tile, giving a vintage character that feels entirely boutique and intentionally curated. Practicality is just as sweet here. An oversized 2-car garage provides massive space for vehicles, a workshop with gridlock shelves. Garage is attached to the main house via a sheltered breezeway covering keeping you dry on rainy days while maintaining the home’s classic style. The outdoor living space with the pristine yard feels like your own private park. It is anchored by a new stunning outdoor pavilion, crafted with rich cedar beams. This backyard sanctuary is the ultimate setting for crisp autumn evenings, summer barbecues, or simply relaxing. This isn't just a house; it’s a beautifully preserved piece of heritage waiting for its next chapter. NOTE: The current owner made a practical conversion of a bedroom into an oversized walk-in closet, that can easily be converted back. Fresh Paint inside and out, New Attic Access Ladder, New Attic Decking (Extra Storage) and Updated Lighting throughout home.

2630 Briarcove Dr, Plano

Listing courtesy of Deborah Tarver from TDRealty. Contact: 817-890-7325

$195,000

2 Beds ⋅ 2 Baths ⋅ 21402552 MLS

The unit is F2 . Move in ready. New plumbing system just completed by the HOA. Peaceful 2 beds and 2 bath condo located at the heart of Plano. Open concept from the kitchen that over look to the dining area. Full size of washer and dryer area. Master room provides access to the backyard with fenced. This is corner lot and the parking is right by the back door.

1801 W Spring Creek Pkwy, Plano

Listing courtesy of Lily Nguyen from Mercedes Realtors. Contact: 972-800-4111

$324,000

3 Beds ⋅ 3 Baths ⋅ 21400097 MLS

Ideally situated on a corner lot in a convenient Plano location, 900 Sweetgum Creek offers a comfortable floor plan, easy living and plenty of space to make your own. With solid-surface flooring throughout both levels, the home provides a clean, low-maintenance feel from the moment you enter. The main level features an open-concept layout designed for everyday living and casual entertaining, with a spacious living area centered around a fireplace that creates a warm and inviting gathering space. The kitchen offers a center island, ample workspace and a bar-height seating area that opens naturally to the living and dining spaces. Whether hosting friends or enjoying a quiet evening at home, the layout provides a comfortable flow throughout the main living areas. Upstairs, a versatile loft or game area provides additional space for a home office, play area, media space or casual retreat. The secondary bedrooms offer flexibility for family, guests or additional workspace, while the primary suite features an attached bath and a comfortable private setting. Outside, the large backyard provides plenty of room for outdoor activities, gardening, pets or creating your own backyard retreat. The corner-lot setting adds an additional sense of space and privacy. Conveniently located near major highways, shopping, dining, entertainment and everyday conveniences, this home offers the combination of a functional floor plan, desirable location and flexible living space that makes it an appealing opportunity in Plano.

900 Sweetgum Crk, Plano

Listing courtesy of Brandon Carrington from Hometiva. Contact: 214-578-5518

$399,900

3 Beds ⋅ 2 Baths ⋅ 21400133 MLS

Charming single-story home offering timeless appeal, versatile living spaces, and an exceptional location in highly sought-after Frisco ISD. Conveniently situated just minutes from Highway 121, this home provides the perfect balance of everyday accessibility and peaceful suburban living. The thoughtfully designed floor plan features distinct living and dining spaces ideal for entertaining, while the chef’s kitchen opens seamlessly to the breakfast area and inviting family room. The Spacious and split layout bedrooms provide comfort and privacy. Step outside to backyard with mature trees offering a true private setting. New water heater 8.25, top of the line Lennox Air and Furnace 2021. Residents will also enjoy being within walking distance of the neighborhood pool and playground. With major mechanical updates, flexible living spaces, and a prime Plano location near shopping, dining, entertainment, and major commuting routes, this exceptional home offers the ideal combination of comfort, convenience, and lasting value.

3113 Paradise Valley Dr, Plano

Listing courtesy of Paulette Greene from Ebby Halliday Realtors. Contact: 214-478-6521,214-478-6521

$299,990

3 Beds ⋅ 2 Baths ⋅ 21401890 MLS

Bring All Offers! Beautifully renovated and move-in ready in Plano! 3357 Nottingham Ln has been extensively updated with a fresh, modern design and nearly everything throughout the home renewed. Step inside to an open, light-filled floor plan featuring new flooring, fresh interior paint, updated lighting and fixtures, and a completely remodeled kitchen with quartz countertops, new cabinetry, stylish backsplash, stainless steel appliances, and modern hardware. Both bathrooms have been fully updated with new vanities, fixtures, tile, and finishes, including a beautifully tiled walk-in shower in the primary suite. Additional updates include new doors, trim, hardware, and a contemporary front door that gives the home a clean, cohesive look throughout. Outside, the freshly painted brick exterior, spacious fenced backyard, mature trees, and large covered patio provide plenty of room to relax, entertain, or play. Conveniently located in an established Plano neighborhood with easy access to shopping, dining, schools, and major highways. A turnkey home with the look and feel of new construction without the new-construction price tag.

3357 Nottingham Ln, Plano

Listing courtesy of Zach Faris from Faris & Co Realty. Contact:

$224,900

2 Beds ⋅ 2 Baths ⋅ 21400060 MLS

STYLE, SPACE & UPDATES in the heart of Plano! Welcome to 3801 14th St #1905, a beautifully reimagined townhome packed with thoughtful upgrades and modern appeal. Step inside to an open, inviting first floor featuring a redesigned kitchen with custom soft-close cabinetry, maximized storage, a sleek modern-height countertop, recessed lighting, and custom fixtures that instantly elevate the space. The living area has been opened up to create a more spacious, functional layout, while a custom staircase railing and smooth ceilings add a fresh contemporary touch. French doors lead to the private backyard, creating effortless indoor-outdoor flow for entertaining, relaxing, or weekend gatherings. Both the powder bath and primary bath have been stylishly remodeled with updated vanities, flooring, paint, toilets, and finishes. Flooring and bathrooms were refreshed again in 2023 for added peace of mind. The pantry was smartly rebuilt to include a dedicated washer and dryer area with added shelving and storage. Appliances were replaced in 2019 and remain in great working condition, and the HVAC has been professionally serviced every 3–6 months for the past six years. Enjoy the community pool just steps away, well-kept grounds, and two assigned parking spaces. HOA includes water bill, trash, and lawn mowing! Modern updates, smart use of space, and a fantastic Plano location make this one a MUST-SEE. Convenient to shopping, dining, major roadways, and Downtown Plano. Schedule your showing before it’s gone!

3801 14th St Unit 1905, Plano

Listing courtesy of Faisal Rehman from Fathom Realty. Contact: 888-455-6040

$349,900

3 Beds ⋅ 2 Baths ⋅ 21401378 MLS

Great Opportunity in the Desirable Biltmore Swim & Racquet Club Community! Bring your vision and make this home your own! This 3-bedroom, 2-bath home offers a functional semi-open floor plan and plenty of potential for updates and personalization. Whether you're an investor looking for your next renovation project or a buyer ready to fix up a home and make it your own, this property provides a great opportunity to add value while creating a space that fits your style. Located in the established Biltmore Swim & Racquet Club community and within a highly rated school district, the home is conveniently situated near restaurants, shopping, major highways, and tollways, providing easy access to everything you need. Renovate, personalize, and enjoy—or transform it into your next investment opportunity. Come see the potential this home has to offer! This home is being sold AS-IS

3709 Racquet Ct, Plano

Listing courtesy of Mayra Ruiz from JPAR Dallas. Contact: 972-836-9295

Start Your Search

This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS®. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2026 San Diego MLS®,

Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

Last updated: